With 2026 underway, Rosart is extremely excited about what lies ahead. We continue to improve in the areas we believe will add the greatest value to the individuals, families, and corporates we look after. Our team is expanding, allowing us to strengthen the support we provide. Alongside this, we are continuing to build meaningful relationships […]
Turning vision into strategy
From goals to action In our previous blog post, we talked about what holistic financial planning is, and how it can benefit you. To summarise, it is a comprehensive approach to managing your finances that takes into consideration all aspects of your life (such as goals, income, expenses, investments, pensions, tax, protection) to create a […]
The value of holistic financial planning
Beyond just money ‘Financial success’ looks different for everyone – for some, it’s not just about building wealth, but building a life that feels secure, balanced, and meaningful. Many people reach a stage where finances get more complex, which can involve pensions, investments, tax planning, family goals, property, or business ownership. That’s where holistic financial […]
Why do company benefits matter?
Many employees consider the benefits provided when deciding where to work, therefore, an attractive offering can help recruit and retain top talent in a competitive job market. This is largely due to the rising cost of living and the growing awareness of health and wellbeing. As a result, employees are placing more value on what […]
Upcoming changes to pensions
A brief background to IHT and the available allowances Inheritance tax (IHT) is the tax imposed on the estate of someone who has passed away, which includes assets such as your home and savings. Everyone benefits from a £325k ‘nil-rate band (NRB)’ and an additional ‘residential nil-rate band (RNRB)’ of £175k when a residential property […]
Is your pension on autopilot?
The word ‘pension’ is enough to make most people’s eyes glaze over. In our experience, this is largely due to a lack of understanding and confidence in how they work, and, more importantly, what they mean for you. Over our next three blogs, we will shed light on three key areas where people often struggle, […]
Roadmaps to life-maps
In younger years and through professional sport, I was very lucky to have had the opportunity to explore the world and its less known places many times over. Back then, before leaving the comfort of home soil, your main source of information would have been a book or an atlas. No Alexa, no smartphones and […]
What is inheritance tax?
Inheritance tax (IHT) is one of the four primary taxes in the UK, alongside income tax, national insurance (NI), and capital gains tax (CGT). IHT is the tax imposed on the estate of someone who has passed away, including all their assets such as property, money, and possessions. Understanding how IHT works and what it […]
How much savings should I have?
At all stages in life, it’s common to wonder, how much savings should I have in the bank? When it comes to building savings, everyone’s circumstances and priorities differ. From preparing for unexpected expenses to setting aside funds for future goals, having a savings plan is essential to achieving financial security and peace of mind. […]
What is a pension?
A pension is essentially a savings plan designed to help you build up funds for your retirement. It’s a tax-efficient way of setting aside money throughout your working life so that, when the time comes, you can rely on those savings to provide an income. How does a pension work? Pensions are long-term savings plans […]